It used to be standard practice for anyone needing an auto loan to be at the mercy of the car dealership, who would often only offer credit at non-beneficial lending terms The finance manager at the dealership would know that they had the upper-hand and would take full advantage of it, especially once someone has already set their heart on a particular vehicle This problem was even worse before the advent of the Internet because driving around, assuming he even had a car, to all the various dealerships to see what was available was much more work than car shopping on the net…
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