If you’re looking to buy a house, but don’t quite have enough capital to put down a minimum 5% deposit, it may be that you can apply for a 100% mortgage, also known as a no deposit mortgage This is where you’re actually borrowing against the full cost of the property, as opposed to whatever’s left after you’ve put down a deposit However, there are pros and cons to this approach, so you need to make sure you’re aware of what’s involved before you take one on...